make money when it rains title over girl with umbrella in rain sees money falling too

Make Money When It Rains

We may earn money or products from the companies mentioned in this post, at no additional cost to you.

Everyone knows some side hustles are seasonal—like being a department store Santa or elf—but did you know some side hustles earn more money when it rains?  Yes, they do!  Do you know which ones?  Take a minute to list a few, then read on to learn about how to make more money when it rains.

Why Does the Rain Help Us Make Money?

Imagine you and all the other mamas in your area have your usual plans on the schedule.  But then you see the weather forecast, 100% chance of rain.  What happens?

Some of your plans have to be cancelled or changed.

You need to water your outside plants?  Not today; it’s raining.

Planning a park play date or picnic?  Not today; it’s raining.

Saturday morning soccer tournament?  Not today; it’s raining.

Kids biking to and from school?  Not today; it’s raining.

You get the idea.  But do you get the connection between that plan-interrupting rain and side jobs?  How can you make money when it rains? Let’s take the last example above as a fantastic example.

My Friend Heidi Makes $12 When It Rains

My friend Heidi knows how to make money when it rains.  Heidi is the soccer-mom type.  If you asked, she’d say she’s mostly a stay-at-home mom.  She has three kids, a minivan, and a few small side jobs.  Her kids are spaced about 4 years apart.  Right now she has one in middle school, one in elementary school, and the youngest doing preschool at home.  (That’s another of Heidi’s side jobs.)

Heidi likes her neighborhood.  She knows all of her neighbors.  Most of the neighbors have kids, and many of them ride their bikes or walk to school.  Heidi drives past some of them on her way to dropping off her own kids and picking them up.

One day, about three years ago, she saw some kids wheeling their bikes home in a torrential rainstorm, and she offered to give them a ride.  There was probably room enough for three extra kids and their bikes, Heidi guessed.  But the kids said, “No,” and waved Heidi’s minivan away.

Heidi’s kids told her it was all a stranger-danger thing.  Kids don’t take rides from strangers, even in the rain.  Also, the kids were probably didn’t want to abandon their bikes in public and risk having them stolen.

After she tried to see it from the kids’ perspectives, Heidi realized she should have checked with the kids’ parents to make sure it would be okay first.  So Heidi caught up with those three kids’ parents, two families, told them what happened, and asked if it would be okay if she offered their kids rides in the future.  The first mom said it was fine.

The second mom asked if she could text Heidi some days and ask her to do both drop off and pick up.  She offered to pay for it.  Heidi didn’t think it would be worth much, but she jokingly agreed to a dollar per kid.  The neighbor who offered to pay her probably had her own reasons—every person’s unique—and whatever they were, she was glad to pay Heidi to do the rain driving.  In fact, she insisted on paying the one dollar per kid per trip, and since she had two kids, that was $4 each rainy day.

Those were middle schoolers.  When that first “customer” mentioned Heidi’s rain driving “business” to other neighbors, people asked if she had room for more kids.  And since she has to drive to the elementary school and the middle school twice each day anyway (and where they live, the middle school starts two hours later than the elementary school), she picks up three extra passengers for each school.

Let’s do the math.  Three kids, times two schools, times driving them twice per day, times $1.  That’s $12.  No, Heidi’s not rolling in money from this.  Some of the “customers” simply call it “chipping in for gas” which it is.

Let’s look at another example.

Game Not Called on Account of Rain and a Mama Can Make Money in the Rain

If your kids play sports, you probably know there are multiple groups offering the most popular sports in your area: high school teams, middle school teams, leagues organized by religious organizations to teach sportsmanship, community leagues at a rec center, pay-to-play beginner leagues, and tryout-required travel leagues.  This is especially true for soccer, the most popular sport in the world.

Some of these sports, like soccer, are played outside.  Where it rains.

Imagine the last outside soccer game you went to where it started to rain.  Parents popping up umbrellas.   Distant thunder making everyone nervously check their weather apps to see how close the lightning is.  Kids midfield calling out to their parents, asking if it’s safe to play.  If it’s bad and there’s no plan in place, the storm hits, everyone scrambles for their cars, and most people go home.

But some leagues have rain policies in place, such as “Everyone goes to the field house to wait it out in safety” or “If the storm passes within an hour, we go back out and play in the mud.”

One day I was watching one of my kids play in a beginner league football game, and even though there wasn’t a chance of rain when I had checked the weather app in the morning, a light rain started falling.  The coaches decided to continue playing because

1) there was no lightning,

2) there was a policy in place to continue playing in rain or mud, and

3) there were other games scheduled to use the same field after us, so if we delayed they it would cause delays for the other games scheduled that day, too, and

4) it was the game before spring break and nobody wanted to do a “makeup game on Tuesday night” during spring break.  Of course, none of us had brought umbrellas.

Imagine my surprise when a mama passed us, holding up her umbrella and pulling a blue wagon behind her with a toddler under another umbrella and a sign that said “$5.”  I looked more closely and realized there was a small stack of umbrellas in the wagon.

I didn’t have cash on me, but a bunch of parents did, and pretty soon they’d bought all the umbrellas in the wagon, including the one the mother had been holding.  She picked up her toddler so they were sharing their remaining umbrella and pulled her empty wagon away.

There weren’t any tags on the umbrellas, but one of the other parents told me he was pretty sure he’d seen the same ones at Dollar Tree for a dollar plus taxes each.  (This was back when Dollar Tree’s price was still only a dollar.)  So that mama made $5 minus $4.11 on each umbrella she sold, and counting the umbrellas around the football game’s edges, I counted 18.  She’d made about $72.  That’s a mama who can make money in the rain.

Can You Make Money When It Rains?

Yes, you, too, can make money when it rains.  You can be lazy and just copy the ideas already mentioned.  Or you can make a list of how rain changes plans of the people around you—and then brainstorm ways to make money out of those situations.

Is it raining money where you are?

Make Money when it Rains title card money falling in background Make Money when it Rains title card droplets and dollars along edge

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